TERM LIFE INSURANCE. Ensure the ones you love are protected.
BIG PROTECTION FOR A SMALL PRICE
Life insurance gives you peace of mind knowing your loved ones will be financially protected in the event of premature death, long-term illness or a critical injury.
HOW IT WORKS?
Term life insurance is one of the simplest, yet valuable forms of insurance for many people. Essentially, you pay premiums on a monthly or annual basis and your family is protected for that “term.” I offer a variety of affordable term life insurance products to fit your needs, time frame, and budget.
AN AFFORDABLE WAY TO PROVIDE FINANCIAL SECURITY
For many people, term life insurance generally provides the highest payout for your death benefit with the lowest premium paid out of your pocket.
The death benefit can be used for:
- Maintaining your family’s lifestyle after you pass
- Providing for your children’s education
- Business continuation planning; or charitable giving
- Providing supplemental retirement income for your spouse
A STEPPING STONE FOR THE FUTURE
Term insurance is generally set up for a fixed time frame, and only pays out if the death occurs within the term of the policy. However, many people use term insurance as a starter policy to lock in your insurability while you’re young, and then convert your policy to permanent life insurance in the future.
DON’T WAIT UNTIL YOUR DEAD TO BENEFIT FROM YOUR LIFE INSURANCE POLICY
Another option many people utilize is purchasing term life insurance with optional riders that can provide living benefits in the event of a qualifying terminal, chronic illness or critical injury.
Many people use their live benefits policy to pay for:
- Household expenses
- Adult Day Care
- Home modifications
- Regular bills
- Nursing home care
- Quality of life expenditures
- And much more!
The truth is many people will need coverage before they die, but unfortunately many people don’t have the coverage they need and find themselves in serious financial peril.
- 2 out of 4 bankruptcies can be attributed to medical issues.
- 1 out of 3 Americans say they would be in financial trouble if the main wage earner was gone or unable to work and generate income.
GETTING COVERED IS EASY
Based in California, we offer life benefits insurance solutions for clients in Los Angeles, Burbank, Glendale, Beverly Hills, Studio City, Shadow Hills, and all the surrounding areas.
STEP 1 – FREE CONSULTATION
Click the button below to schedule a no pressure and no-obligation consultation for you to better understand the many uses of Living Benefits Life Insurance.
STEP 2 – COVERAGE EVALUATION
We take the time to get to know you and your unique situation. This allows us to put in the due diligence to find the right insurance solution for you.
STEP 3 – CHOOSE THE BEST SOLUTION
With all your options on the table, you can choose a Life Benefits Insurance plan that protects you and your family no matter what happens.